
If We Were To File, How Soon Would You Be Able To Buy A Home?
My husband and I are taking part in Credit Solutions. We have finally figured after two years, they’re a load of crap. Everything they do, we could have done for free. We have paid these guys thousands of dollars and they don’t even return phone calls.
Anyways, let’s get personal.
My husband makes about 56,000 a year – we have 34,000 in debt. No including our home. Just loans and junk.
I’m wondering about bankruptcy, we’re not making any headway in paying things off. We pay 500 just in health insurance a month! You know?! Child support, ect. We’re broke a lot.
If we were to file bankruptcy, how many years would it be before we could buy a home with a backyard? I heard that you can do it sooner than before now.
Any advice or tips???
My wife and i just filed for bankruptcy Chapter7 we did it our safe no lawyers will receive discharge in about three months so by doing a chapter7 all debt is gone you will need to reaffirm things you want to keep like cars and your home if you already have one make sure after discharge you make all loan payment on time….we went threw the same thing ur going threw we found if u pay off the creditor it stay on your credit anyway you still would have bad credit but with a Chapter 7 u still have bad credit but no debt and maybe a better chance of getting a home loan.
6 of 7 “Debt Free including the mortgage 5 to 9 years”
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