Credit & Debt Management Control

How can i raise my credit score if i have 6 accounts in collections and i am paying on a student loan?

…it seems like going through a Debt Settlement, or consolidation, or negotiation is something I can do on my own, i’m just not sure if this will raise my credit score if all my accounts are 2 years past due and I have no current open accounts. I can’t even get approved for an unsecured credit card to boost my credit score. Please Help!

Please do not listen to most of the information here. If you have many old collection accounts and pay them off, it will not help your credit score! Unless these accounts are still listed as ‘rev’ then paying them off can only hurt your credit score for the most part. Paying old accounts will re-age them and they will look like they are recent accounts because the dla (date of last activity) will be updated to the month and year you paid off the collection. The only thing that can really help your credit now is time and/or trying to get the collections removed from your credit report.

Reduce your debt With Debt Settlement or debt consolidation.

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Get Out of Debt Now: Don’t be Held Hostage By Your Credit Card (Smarter Living Shorts) $0.99 Topics Covered:A Problem Called ‘Credit Card Debt’Stop Paying the MinimumHow to Play the Balance Transfer Game SuccessfullyCollege Student Credit Card DebtGetting Out of Credit Card DebtDon’t Save When You Have DebtCredit Card Debt ManagementCredit Card Debt ReductionNegotiating Your DebtsCredit Card Debt SettlementTaking Steps towards Credit Card Debt EliminationGetting a Run for Your Money: How …

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